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Our Team

Our Team

Our reasons for becoming financial professionals may be slightly different for each of us, but all of us share two common goals: we want to help others improve their financial situation and achieve a successful retirement.

Whether the Elite Income Advisors, Inc. professional you speak with (on the phone, at an event, in one of our offices, or on Zoom) draws on personal experiences or those of loved ones, each person recognizes that fiscal decisions made today have profound, long-term effects. Let us help you create your Retire Smart Roadmap to guide you towards your chosen goals. 

We have built a multidisciplinary team to offer more inclusive support to clients.

Meet Our Team

Ozer Culhagil

Ozer Culhagil, PhD

Chief Excellence Officer | Co-Founder

(443) 274-3002

(443) 979-8971

Prashant Sabapathi

Prashant Sabapathi

Investment Advisor Representative | Co-Founder

(443) 274-3002

(443) 979-8971

Nicholas Innerbichler

Nicholas Innerbichler

Vice President | Investment Advisor Representative

(443) 274-3002

(443) 979-8971

Larsson Davis

Larsson Davis, LUTCF®

Chief Operating Officer

(443) 274-3002

(443) 979-8971

Michael Hartzell

Michael Hartzell

Investment Advisor Representative

(443) 274-3002

(443) 979-8971

Bill Fortin

Bill Fortin

Strategic Partnerships

(443) 274-3002

(443) 979-8971

Stephanie Markwardt

Stephanie Markwardt, CPA

Certified Public Accountant

(443) 274-3002

(443) 979-8971

Madelyn Marks

Madelyn Marks

Client Services Associate

(443) 274-3002

(443) 979-8971

Taylor Scrivner

Taylor Scrivner

Client Services Associate

(443) 274-3002

(443) 979-8971

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