Ozer began his career in London and has over 20 years of experience in the financial services industry. He holds a Ph.D. in Finance and is also a Special Needs Planner. Ozer’s client-centric approach to planning focuses on education, advocacy, and coordination of individuals’ goals for themselves and their families. This holistic approach considers investment, retirement, estate, tax, education, and insurance objectives in shaping a financial plan tailored to the client’s needs. As a caring advisor, Ozer is dedicated to learning about your personal goals. Some of his particular areas of experience include estate planning, funding and withdrawing from retirement plans and IRAs, taking full advantage of retirement benefits, and maximizing Social Security benefits. Ozer understands his clients are in various life stages and believes a financial plan must be tailored toward pursuing short and long-term objectives. He lives in Ellicott City with his wife Stephanie and their son and daughter.